The good life! Let's make it happen.
Buying your first home might feel like a complicated, worrying — even terrifying — process. But it doesn’t need to be.
We can meet you, get to know you, walk you through the process slowly. We’ll ask you about your personal circumstances and lifestyle – income, outgoings, future plans, savings, fears, hopes and dreams. And the advice we offer will be bespoke and unique to you.
Key milestones when buying your first home:
Remortgaging is where you switch the mortgage on your home to another lender, or negotiate a better deal with your existing one.
There are many reasons why you may wish to remortgage. It may be that:
We’ll talk you through the pros and cons of remortgaging, find the best products, advise you, arrange it for you, make the whole process as smooth as possible. And if we don’t feel it’s a viable option, we won’t beat around the bush.
Whether you’re thinking of buying your first buy-to-let property or are an experienced landlord, fully understanding the ins and outs of buy-to-let mortgages is essential when managing your property portfolio. It’s a bit of a labyrinth, but we’ll advise you, guide you, break it all down into layman’s terms.
There’s no guarantee that it will be possible to arrange continuous letting of the property, or that rental income will be sufficient to meet the cost of the mortgage. But we’ll do our best to surmount any challenges that may arise, in order to get you a top deal.
Are you a first-time buyer? Are you tired of paying rent? Can you afford mortgage payments but cannot afford a deposit of more than 5%? Or do you already own a home but feel trapped because the value of your home has not increased, so you can afford only a 5% deposit on your next place?
Now might just be the time to get on property ladder. Today might be the day to think about your next move. We’re on hand to help. Let’s talk.
(These loans are not available for buy to let landlords or second homeowners.)
It’s a fact. Moving home is one of the most stressful times in your life. We work to make it that little bit easier. We’ll act as your guide through the process, from start to finish — lightening the load and providing you with the best possible advice. When searching for your new home, it’s important to know what your purchase price limit is. We’ll discuss your personal circumstances with you in order to arrive at a realistic figure.
From this, we will then determine the most appropriate mortgage for you and give an indication of how much you will be able to borrow and the top purchase price you can afford.